It's not about me,
it's about you.

  • Your Needs

  • Your Concerns

  • Your Finances

  • Your Time

  • Your Dreams

Call Me: 559.799.1892

My Core Values


The most important part of the mortgage transaction is trust. You are trusting us with your most confidential and private information. This is why honest and ethical behavior is at the foundation of every transaction. 



You have a lot of choices when it comes to getting a home loan. Getting a mortgage can sometimes be frustrating and stressful. By having a service first mentality helps make sure you are comfortable and happy with our process.


As we like to say, it's not about us, it's about you. Flexibility to meet changes in the market and with your loan program is key. We are not happy if you're not happy. Being flexible on our part, to meet your needs, is what we strive to do.

Educational Videos

Educating our clients about the mortgage process is key. We also want to add value by giving you more than just "mortgage this" and "mortgage that".  We have put together a library of videos that encompass a lot of information regarding Real Estate, Mortgage, and just being a home owner in general.

A Modern Mortgage Experience

Digital Process

Complete all your tasks online
via your smart phone, tablet, or desktop computer.

Ease of Communication

We are able to communicate with you on any medium you want. Text, Social, Phone, Email, etc...

Relationship Driven

Though we are living in an online world, doesn't mean we ditch old world values.


Stephen helped with my most recent home loan, and with his help, I was able to move through each and every step easily! He made the journey of getting the loan and purchasing my new home a pleasant one.

- B. Barnes

Stephen is so professional and thorough. I have purchased two homes through Stephen and I know I received the best rate possible. He's the best in the business!

- J. Rodriguez

Stephen Watts made our loan process a breeze. Even though we had only met him during our home buying experience, it felt like we had a friend taking care of our loan process. I recommend Stephen without reservation.

- S. Morris



Stephen Watts

Senior Loan Officer
Mason-McDuffie Mortgage
2920 West Main Street
Visalia, CA 93291

You can also submit the following contact form to me below:

Contact Information:

Email: swatts@masonmac.com

Tel: 559.741.0992
Cel: 559.799.1892

Fax: 866.713.8881

Thank you for taking the time to conact me. I will respond as soon as possible!